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Embedded-finance SaaS that gives banks, fintechs, and brands APIs for banking and commercial lending products.
3-year enterprise contracts · about 33 clients from the RDBX acquisition · $1M equity facility
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Andy Taylor founded Stakk after working in fintech for about 14 years and previously starting Society 1, a peer-to-peer lending platform that later sold to MoneyMe. The company began in late 2018 as a direct-to-consumer embedded-banking proposition for the US and Australia. When interest rates rose, the team shifted toward licensing its technology to larger brands through a B2B model, avoiding the marketing cost of acquiring every end customer. An acquisition brought access to about 33 bank and fintech clients, after which the company rebranded to Stakk. The presenter says the company delivered a 262% year-on-year increase in ARR receipts in the quarter. Stakk describes its B2B SaaS contracts as typically three years, with recurring revenue tied to transactions and minimum monthly spends. The next product horizon is embedded commercial lending: modular APIs, a ledger, onboarding, credit decisioning, lifecycle management, and collections, with an AI-first approach. The metric is creator-reported and the company is publicly listed, but this entry treats the interview evidence conservatively rather than as audited financial proof.
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Join the Unicorn Club — $5/moCancel in one click · first payment refundable for 7 daysData credibility: Small Caps interview with Andy Taylor; the 262% year-on-year ARR-receipts increase is stated by the presenter and treated as creator-reported, while the CEO confirms the B2B SaaS model, three-year contracts, acquisition context, and $1M equity facility. No audited statements, customer cohort data, or independent verification is presented in the transcript.